The Effect Of Inflation And Profit-Sharing Ratio On The Amount Of Mudharabah Deposit Funds At BCA Syariah

Autor(s): Muhammad Rizky, Stevani Adinda Nurul Huda
DOI: 10.35760/ugefic.v8i1.176

Abstract

This research aims to analyze the Effect of inflation and profit-sharing ratio on the amount of mudharabah deposit funds at BCA Syariah from 2010 to 2024. BCA syariah used as the object of this research. A quantitative method is applied, utilizing secondary data in the form of financial reports from 2010 to 2024 obtained from the bank's official website. The analysis method employed is time-series regression analysis with a regression equation. Tests conducted include the t-tests, F-test, and coefficient of determination at a significance level of 0.05. The data collected were analyzed using SPSS version 30. Observations indicate that the research data are normally distributed. The hypothesis testing results reveal that, partially, inflation and the profit-sharing ratio variables have a significant impact on the amount of mudharabah deposit funds at BCA Syariah. Simultaneously, the inflation and profit-sharing ratio variables significantly affect the amount of mudharabah deposit funds at BCA Syariah, with a significance value of the coefficient of determination (R-square) of 0.569 or 56.9%. This indicates that the two independent variables explain 56.9% of the dependent variable, while other factors affect the remaining 43.1%.

Keywords

Inflation; Profit-Sharing Ratio; Mudharabah Deposit

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References

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DOI: http://dx.doi.org/10.35760/ugefic.v8i1.176

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